Ready to Grow your Money ?

Introducing CatholicPay CPlus Rewards: Earn up to 15% per annum on your account balance, with total flexibility.

What is CPlus Rewards?

CPlus Rewards is CatholicPay’s innovative feature designed to reward your loyalty. It’s simple: the money you keep in your CatholicPay account can now earn attractive interest rates, effortlessly growing your funds in the background. It’s more than just a payment app; it’s your partner in financial growth.

We believe in providing value that aligns with your financial well-being, allowing your money to serve you better.

How CPlus Rewards Works: Simple Steps to Earning

Fund Your Account

Deposit money into your CatholicPay account, just as you normally would. and continue performing transactions as usual

Funds Become Eligible

Your deposits automatically become "eligible" after a short holding period (48 hrs weekdays, 72 hrs weekends) for optimal security and processing.

Earn Daily, Paid Monthly

Interest is calculated daily on your eligible balance and automatically paid into your main wallet on the 1st of every month.

Why Choose CPlus Rewards?

High Earnings Potential

Earn up to 15% interest per annum! For eligible balances above ₦50,000, you'll earn a fantastic 9% per annum. This is significantly higher than what most competitors and commercial banks offer on savings.

Effortless & Automatic

Once activated, your eligible funds automatically start earning. There's nothing more you need to do. Just keep your money in CatholicPay, and watch it grow.

Unmatched Flexibility

Unlike traditional banks that penalize you for frequent withdrawals, with CPlus Rewards, your money is truly flexible. You can withdraw anytime you need, and your eligible balance will continue to earn interest. No hidden catches!

Trusted by CatholicPay

Your funds are secured and managed responsibly. We invest a portion of funds in highly stable government bonds and treasury bills, ensuring a sustainable and rewarding experience for you.

Who Can Earn CPlus Rewards?

CPlus Rewards is available to all CatholicPay users and merchants, with tailored activation and earning thresholds to suit your financial activity.

“Embracing the power of technology, catholicpay serves as the bridge that connects churches and their members.”

CatholicPay

For Individual Users:

Activation: Enable CPlus Rewards once you have an eligible balance of at least ₦50,000.
Minimum Earning Balance: Earn interest on any day your eligible balance is ₦10,000 or more.

For Merchants (Parish, Group, Channel):

Activation: Thresholds vary by merchant type (e.g., Parish: ₦500,000, Group: ₦200,000, Channel: ₦300,000 eligible balance).
Minimum Earning Balance: Earn interest on any day your eligible balance is ₦100,000 or more.

Your Questions, Answered (FAQ)

1. What does "eligible balance" mean?

It’s the portion of your money that has passed a short waiting period (48 hours on weekdays, 72 hours on weekends) before it starts earning interest. This allows for necessary processing and security checks.

2. What is the minimum balance needed to earn interest?

For individual users, your eligible balance must be at least ₦10,000. For merchants, it’s ₦50,000. If your balance drops below this on any given day, interest won’t be calculated for that day.

3. Do I earn interest on public holidays?

No, interest is not calculated on official public holidays in Nigeria. Earnings will resume on the next business day.

4. What happens if I withdraw money frequently? Will I lose my interest?

Absolutely not! CatholicPay’s CPlus Rewards offers unparalleled flexibility. You can withdraw your funds whenever you need them, and you will still earn interest on the eligible portion of your balance for the days it was held.

4. What happens if I withdraw money frequently? Will I lose my interest?

5. Are the interest rates fixed forever?

The rates are subject to market conditions and may be adjusted periodically to ensure they remain competitive and sustainable. Any changes will be communicated transparently to all users in advance.

6. How can I increase my earnings?

By keeping a higher eligible balance in your CatholicPay account, you can potentially earn more daily interest and unlock higher earning tiers (e.g., 9% for balances over ₦50,000).